Terms of Service & Intermediary Policy
Effective Date: November 12, 2026 • Studio OS Technologies Pvt Ltd (Raipur, Chhattisgarh, India)
1. Intermediary Safe Harbor (IT Act 2000 §79)
InstantGallery (operated by Studio OS Technologies Pvt Ltd) functions strictly as an electronic platform and intermediary within the meaning of Section 2(1)(w) and Section 79 of the Information Technology Act, 2000.
The platform does not initiate, modify, curate, or select content uploaded by registered studios or guests. Studio subscribers assume sole responsibility for the legality, intellectual property rights, and copyright ownership of all transmitted visual media.
2. Privity of Contract (Indian Contract Act 1872 §2)
Under Section 2 of the Indian Contract Act, 1872, all photography contracts, deliverable deadlines, service agreements, quality assurances, and milestone balances exist exclusively and strictly between the independent studio and the wedding couple.
InstantGallery is not a party, guarantor, or agent to any commercial transaction between photographers and clients. Any claims regarding wedding event coverage or delayed photo delivery must be addressed directly with the contracted studio.
3. Zero-Escrow Direct-to-Bank P2P UPI Settlement
The platform provides a client paywall feature facilitating direct UPI Intent and QR strings to the photographer's personal or business VPA (Google Pay, PhonePe, Paytm, BHIM):
- InstantGallery holds zero escrow funds and does not operate as a Payment Aggregator under RBI guidelines.
- 100% of client payments transfer directly from the payer's bank account to the studio's designated VPA at 0% platform commission.
- InstantGallery is not liable for chargebacks, payment disputes, or bank transaction failures.
4. Anti-Reverse Engineering & Competitor Prohibition
Access to InstantGallery is granted exclusively for bona fide wedding photography studio operations:
- Direct competitors, competitive SaaS operators, their employees, agents, or contractors are strictly prohibited from creating accounts, accessing private preview environments, or testing features.
- Automated scraping, synthetic load benchmarking, crawling, decompilation, or systematic extraction of UI components, pricing, or workflows is strictly forbidden and constitutes a breach under Section 43 of the IT Act.
5. Sole Seat of Arbitration & Limitation of Liability
Any dispute, controversy, or claim arising out of or relating to these Terms shall be resolved exclusively through final and binding arbitration under the Arbitration and Conciliation Act, 1996.
For formal legal notices or statutory complaints, contact the Compliance Officer at grievance@business-online.in.